One part life-after-bankruptcy and one part inspiration, plus a smattering of odds and ends about the part of your life that professionals call by the name, “consumer.”

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Who is Zibby and Why Do You Care?

Getting credit established or recovering from a financial crisis If you are recovering from financial crisis, or if you have never had credit and need to get established, you need to learn about the types of lenders who are available to those with no credit and “low”...

What is Klarna All About?

Have you heard of Klarna? Klarna is a new lender that is making a name for itself in America. If you dig a little deeper, you find that Klarna is not new at all. It is one of the biggest consumer lenders in Europe. It has been in the United States for a relatively...

Ugh. The D word.

My 80 something year old granddaddy was bald except for a fringe of black hair along the sides and back of his head. He had twinkling, green eyes that lightened as he aged. They always made him look like he was up to some kind of mischief.  He smiled and teased...

Type 2 Diabetes

I got the diagnosis, type 2 diabetes, and I'm not happy about it. Okay, okay, type 2 diabetes is so common these days... it was bound to happen to one of us in my group. Maybe more than one. But why did it have to be me? Anyway, you are gonna see more of these posts...

D-I-V-O-R-C-E

Even typing the word “divorce” feels so final.  It feels final because divorce is final. Divorce is defined by the dissolution of a marriage. Whether it’s because of irreconcilable differences, adultery, or growing in different directions, your marriage is finished....